I'm looking for a friendly Tulsa bank with easy online access and lots of free ATMs. Recommendations? How is BOK? The arena looks nice. [;)]
I use BOk for my personal finances and they have done very well for me. Their free checking has a good online interface, they have many locations, and I've never had a problem finding an ATM around town nor paid any fees on my checking account.
My check card was stolen by some SOB in France last month, and they handled everything with no problems. Which is what they are supposed to do, but it doesn't always work out that way. They had my funds back within 2 days of the charge processing and then had me take care of the paper work.
I also have my Mortgage with BOk and got a fair rate and personal service. I intend to fund a rent house with them in the near future.
In addition to that, a small business I am a partner in uses BOk and we have not had any problems.
So I would not hesitate to recommend BOk. As with any bank beware the small things - like fees for ordering checks (get them online) or exchange rates (better elsewhere). But in general, a good choice.
Don't forget also, BOk is the parent company of Bank of Albuquerque, ... Arkansas, ... Kansas City, ... Texas, and Colorado State Bank and Trust.
+1 for BOk.
Do NOT use Bank of America.
They don't have tons of ATMs, but I'd still recommend going local with SpiritBank. They're very philanthropic and still operate like a neighborhood bank (i.e. the tellers are genuinely engaged and remember you). Their online banking has all the standard options.
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Originally posted by cannon_fodder
I use BOk for my personal finances and they have done very well for me. Their free checking has a good online interface, they have many locations, and I've never had a problem finding an ATM around town nor paid any fees on my checking account.
My check card was stolen by some SOB in France last month, and they handled everything with no problems. Which is what they are supposed to do, but it doesn't always work out that way. They had my funds back within 2 days of the charge processing and then had me take care of the paper work.
I also have my Mortgage with BOk and got a fair rate and personal service. I intend to fund a rent house with them in the near future.
In addition to that, a small business I am a partner in uses BOk and we have not had any problems.
So I would not hesitate to recommend BOk. As with any bank beware the small things - like fees for ordering checks (get them online) or exchange rates (better elsewhere). But in general, a good choice.
Don't forget also, BOk is the parent company of Bank of Albuquerque, ... Arkansas, ... Kansas City, ... Texas, and Colorado State Bank and Trust.
my fiancee uses BOK and they have been great. My parents have had them for years and never had any problems either. The ATM's inside QT are by BOK so there is no charge to use their ATM's. They also have locations inside Food Pyramids for your convienece.
I personally use IBC bank, which is based out of El Paso Texas I believe. They are very friendly and I once had a mishap with someone fradulently taking out funds of my account, and incurring overdraft charges, they took them all off within days and replenished the funds I originally had. Also they have a few locations open on sundays 1pm-5pm. They have a good free checking account with online banking etc. I find the online service for IBC much better of BOK.
If you are looking for convenient hours, Arvest is open 8am-8pm and also have locations open on Sundays 1pm-5pm.
And like the guy above said, STAY AWAY FROM BANK OF AMERICA. They are crooks.
I am just one person, but I have used three different banks in the last 10 years, and Bank of America has treated me the best BY FAR. I have had them the entire decade and dropped the others. I absolutely love their online banking interface. Very advanced. They have also been great in customer service. I never sit on hold very long and they are always extremely courteous at the window and on the phone.
Just my experience.
I've done my banking with BOk since I moved here a little over 2 years ago and I'm very happy with them.
BOK and Chase, Im not sure how many atms chase has, but they have a few branches around town that are convenient for me. The interest rate isnt that good at either of those places though unless you have a pretty hefty sum.
Happy user of TTCU (Tulsa Teachers Credit Union) here for all personal banking use BOK for all of my business banking.
Happy with both, most of the staff at the TTCU's seem nicer over all (not that BOK people aren't nice.)
BTW: Last time I checked QT doesn't change for any ATM transactions, I know TTCU charges a flat 50 cent fee for non TTCU ATM's and at QT I never pay anything more then TTCU's fee and harder ever get changed said 50 cent fee.
I put in a vote for Arvest
Here's their local branches/atms (//%22http://www.arvest.com/banking/?bank=tulsa&page=community/branches_atms/map%22)
Use BOk. They're the best!
Absolutely do not use Bank of America. They screwed me over on an IRA and would never once reply to my mail.
I got a mayonaisse jar in an undisclosed garden spot and a paypal account. For everything else, I barter.
I will trade tomatoes and chickens with anybody.
QuoteOriginally posted by mrhaskellok
I am just one person, but I have used three different banks in the last 10 years, and Bank of America has treated me the best BY FAR. I have had them the entire decade and dropped the others. I absolutely love their online banking interface. Very advanced. They have also been great in customer service. I never sit on hold very long and they are always extremely courteous at the window and on the phone.
Just my experience.
I am glad someone has had a pleasant experience with them. My fiancee had banked with them for over 5 yrs without ever having an overdraft charge. The one day she did have an overdraft charge,(just one) they refused to take it off. Now I know it was her fault for overdrafting on her account, but a loyal customer for 5yrs and this is how they respond? I went to make a deposit for her one day at the local branch and they asked to see my ID. They told me they couldn't make the deposit into the account because my name wasn't on the account? Why in the hell would it matter if my name was on the account if I am making a deposit for her in her name with a check she had signed?
I had a credit card with them for several years, kept a few hundred dollar balance on it at 2.99 percent. I was out of town on business for a week and forgot to make the payment, I was 1 day late, they charged me 38 dollar late fee, raised my interest rate to 19.79%. I promptly paid it off the next day, and told them I would never do business with them again. We closed her checking account with them and went with BOK.
In my eyes, Bank Of America is not in it for the little guys (personal accounts) but more for the corporate accounts.
I'd suggest going with BOK. Free ATMs, Free checking, Free online banking + billpay, etc.
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Originally posted by TUalum0982
I am glad someone has had a pleasant experience with them. My fiancee had banked with them for over 5 yrs without ever having an overdraft charge. The one day she did have an overdraft charge,(just one) they refused to take it off. Now I know it was her fault for overdrafting on her account, but a loyal customer for 5yrs and this is how they respond? I went to make a deposit for her one day at the local branch and they asked to see my ID. They told me they couldn't make the deposit into the account because my name wasn't on the account? Why in the hell would it matter if my name was on the account if I am making a deposit for her in her name with a check she had signed?
I had a credit card with them for several years, kept a few hundred dollar balance on it at 2.99 percent. I was out of town on business for a week and forgot to make the payment, I was 1 day late, they charged me 38 dollar late fee, raised my interest rate to 19.79%. I promptly paid it off the next day, and told them I would never do business with them again. We closed her checking account with them and went with BOK.
In my eyes, Bank Of America is not in it for the little guys (personal accounts) but more for the corporate accounts.
I've heard the exact same story, but with the banks swapped. Honestly, they all of the banks are the same, and the experience will vary greatly between different banking centers.
Bank Of America online banking is better than the rest and no fees for anything (I would send payments to the lawn guy without even a fee for mailing)
BoA:
Online Banking 5/5
ATM Locations 4/5
Banking Locations 4/5
Customer Service -9/5
BOA has done two mortgages for me with minimal paperwork. I haven't had any probs and the people at 91/Yale are super nice.
I switched to them permanently because a nosy in-law that works at Bank of Oklahoma was bragging that she could see our accounts and was giving us every indication she was peeking and sharing our info with the rest of the family![:(!][:(!][:(!]
ETA: Switched banking and checking accounts to BOA from BOK
OK -I like banks that are also in other states (national banks)the BOK is only in Oklahoma. I bank at US bank, they are in 36 states (and Oklahoma is not one of the states sorry to say), but it makes it much more easy to cash a paycheck/or do banking when your out of state and you can still go to your regular bank.. I would go with "Bank Of America" they are in Tulsa, Oklahoma and many other states or "Chase" bank... Chase bank has branchs in Ohio & the midwest so if your out of town you have a frendly bank from your home town to go to..
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I am glad someone has had a pleasant experience with them. My fiancee had banked with them for over 5 yrs without ever having an overdraft charge. The one day she did have an overdraft charge,(just one) they refused to take it off. Now I know it was her fault for overdrafting on her account, but a loyal customer for 5yrs and this is how they respond? I went to make a deposit for her one day at the local branch and they asked to see my ID. They told me they couldn't make the deposit into the account because my name wasn't on the account? Why in the hell would it matter if my name was on the account if I am making a deposit for her in her name with a check she had signed?
I have only had one overdraft fee and it was way my fault so I never asked them to take care of it.
I have had a credit card with them (paid off now) and had a great relationship with them (but was never late). I did ask a couple times for a rate decrease and I got it. I can't remember ever not getting great service.
Oh, and I have my mortgage through them...way easier to use than Chase. Chase's online banking reeks.
Also, like was mentioned above, I love being able to send a check to anyone with no fee. Our local utility company does not take ETF or eBills so BOA will send them a check each month.
At one branch (68th & Memorial) one of the tellers sent me a personal Christmas card (not the manager or anything).
So, I agree, I think some people's experiences are going to be different. For me, BOA has been and will remain my choice.
I've been with BOA for 17 years. No complaints and online service is excellent.
Big bonus is travel...they're everywhere.
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Originally posted by sauerkraut
OK -I like banks that are also in other states (national banks)the BOK is only in Oklahoma. I bank at US bank, they are in 36 states (and Oklahoma is not one of the states sorry to say), but it makes it much more easy to cash a paycheck/or do banking when your out of state and you can still go to your regular bank.. I would go with "Bank Of America" they are in Tulsa, Oklahoma and many other states or "Chase" bank... Chase bank has branchs in Ohio & the midwest so if your out of town you have a frendly bank from your home town to go to..
You might check the banks that fall under the umbrella of BOk. They also own Bank of Texas, Bank of Arkansas, Colorado State Bank, ....... Go look at their logos. They all look strikingly familiar.
http://www.bokf.com/
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Originally posted by Wilbur
quote:
Originally posted by sauerkraut
OK -I like banks that are also in other states (national banks)the BOK is only in Oklahoma. I bank at US bank, they are in 36 states (and Oklahoma is not one of the states sorry to say), but it makes it much more easy to cash a paycheck/or do banking when your out of state and you can still go to your regular bank.. I would go with "Bank Of America" they are in Tulsa, Oklahoma and many other states or "Chase" bank... Chase bank has branchs in Ohio & the midwest so if your out of town you have a frendly bank from your home town to go to..
You might check the banks that fall under the umbrella of BOk. They also own Bank of Texas, Bank of Arkansas, Colorado State Bank, ....... Go look at their logos. They all look strikingly familiar.
Very good I did not know that to be the case with the BOK, That's good to know.. My job requires alot of travel and with my US Bank account I can reach my account and bank in 36 states as if I was home and no hassles. The closest US Bank to Tulsa is in Joplin, Missouri.
I forgot this about the SIL who works @ BOK...we would go out and eat at restaurant X, then she would ask us if we ate at X and if it was good. I would deposit a commission check and she would ask all of a sudden if I had sold a house...It was crazy, like "do you ever shop at X" and we just had. It was like being stalked!
She had told some guys on blind dates about her super spy powers and they never called her back.
Now I keep $1.21 in the BOK account and she suggested no gift exchange this year. Hahaha.[}:)]
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Originally posted by Kashmir
I forgot this about the SIL who works @ BOK...we would go out and eat at restaurant X, then she would ask us if we ate at X and if it was good. I would deposit a commission check and she would ask all of a sudden if I had sold a house...It was crazy, like "do you ever shop at X" and we just had. It was like being stalked!
She had told some guys on blind dates about her super spy powers and they never called her back.
Now I keep $1.21 in the BOK account and she suggested no gift exchange this year. Hahaha.[}:)]
Fortunately this doesn't mean BOK is a bad bank, it just means your SIL is an idiot.
She really shouldn't be employed by them if she is doing those things. I'm sure they'd let her go in a heartbeat for that. However, I'm sure there are those same idiots in every bank you'd come across - sorry one of them happens to be somewhat related to you.
Good call on the $1.21 thing though! I may have to get an account like that and just leave statements laying around when family are over to achieve that same success. =]
Report her, simple as that, she would be fired in a heartbeat.
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Fortunately this doesn't mean BOK is a bad bank, it just means your SIL is an idiot.
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I know, I just needed to vent. I had an active account there for 10 years prior to that. With no probs. What's funny is that for what she does, I don't even know why she can access accounts.
SIL is an idiot, but she is single and I sure don't want to hear her whine when they kick her out the door, so thus, bank change is easier.
quote:
Originally posted by Kashmir
Fortunately this doesn't mean BOK is a bad bank, it just means your SIL is an idiot.
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I know, I just needed to vent. I had an active account there for 10 years prior to that. With no probs. What's funny is that for what she does, I don't even know why she can access accounts.
SIL is an idiot, but she is single and I sure don't want to hear her whine when they kick her out the door, so thus, bank change is easier.
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is said SIL in cute? sorry had to ask....[:P]
TUalum0982, I can tell you that every time she hacks me off I dream of turning her in...and I want to turn her in quite often. However, if you have a BOK account she may "pre-screen" you...
Nawww, I wouldn't do that to you![xx(]