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Not At My Table - Political Discussions => National & International Politics => Topic started by: DolfanBob on July 06, 2011, 01:07:12 PM

Title: Durbin Act
Post by: DolfanBob on July 06, 2011, 01:07:12 PM
Well I have been notified that my new QT Discover Debit card will be closed out July 15th due to the Durbin Agreement set to take place July 21st.

At first I thought this was on QT, but having looked into it. The big Banks are the ones that are affected by the new act. Setting a cap at 11 cents per transaction cuts deep into the profit they have been charging merchants for debit card users.

As far as I can tell it really affects Debit card rewards prorams such as the QT card that I have had only a few months. Any other thoughts on this act that I may be missing ?
Title: Re: Durbin Act
Post by: Gaspar on July 06, 2011, 02:07:57 PM
It's for your own good.  You don't need a QT card.  You would probably just buy cigarettes, beer, and dirty fossil fuel with it anyway.
Title: Re: Durbin Act
Post by: Conan71 on July 06, 2011, 02:34:29 PM
Quote from: DolfanBob on July 06, 2011, 01:07:12 PM
Well I have been notified that my new QT Discover Debit card will be closed out July 15th due to the Durbin Agreement set to take place July 21st.

At first I thought this was on QT, but having looked into it. The big Banks are the ones that are affected by the new act. Setting a cap at 11 cents per transaction cuts deep into the profit they have been charging merchants for debit card users.

As far as I can tell it really affects Debit card rewards prorams such as the QT card that I have had only a few months. Any other thoughts on this act that I may be missing ?

You are the first person I've heard of who has had that happen.  I'm sure there will be more.  Curious if any of the cash rewards program credit cards will be taking a hit.
Title: Re: Durbin Act
Post by: DolfanBob on July 06, 2011, 04:32:29 PM
Quote from: Gaspar on July 06, 2011, 02:07:57 PM
It's for your own good.  You don't need a QT card.  You would probably just buy cigarettes, beer, and dirty fossil fuel with it anyway.

I actually enjoyed my 90 Days of 10 cents off per gallon and then it went to 2 cents off.
Title: Re: Durbin Act
Post by: Gaspar on July 07, 2011, 09:30:53 AM
Quote from: DolfanBob on July 06, 2011, 04:32:29 PM
I actually enjoyed my 90 Days of 10 cents off per gallon and then it went to 2 cents off.

I must admit, that is "Change."

:D