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Not At My Table - Political Discussions => National & International Politics => Topic started by: Gaspar on May 01, 2009, 02:28:00 PM

Title: No Cramdown Bill
Post by: Gaspar on May 01, 2009, 02:28:00 PM
Like a f@rt in an elevator, you didn't hear this one.

The Senate defeated President Obama's "Cramdown" bill yesterday that would force mortgage companies to automatically refinance mortgages for people who purchased homes they couldn't afford.

This is a good sign that the senate has the capacity to recognize stupid legislation, it just has to be really really stupid to stick out.  This bill fit the mold, it was like a clown in church. 

It would spike interest rates on everyone, as the already struggling financial sector would have to make-up for the losses.

They made a good decision in spite of Dick Durbin and Chuck Schumer.  However they were able to silence most of the media on it.  I think it even flew under Drudge's radar.
Title: Re: No Cramdown Bill
Post by: ARGUS on May 01, 2009, 02:36:02 PM
thumb's up!
Title: Re: No Cramdown Bill
Post by: cannon_fodder on May 01, 2009, 03:09:02 PM
+1.

Cram downs are bad form.
Title: Re: No Cramdown Bill
Post by: nathanm on May 01, 2009, 03:20:41 PM
Quote from: Gaspar on May 01, 2009, 02:28:00 PM
It would spike interest rates on everyone, as the already struggling financial sector would have to make-up for the losses.
Interestingly, they aren't struggling nearly as much as you seem to think, what with them paying back TARP already. They're just holding far more cash than is really necessary in an attempt to avoid being Wamued. That is driving down their profit margins immensely.

Last I saw, Bank of America had something around $160 billion just sitting there. They only need about $30 or $40 billion. They turned a $4.2 billion profit last quarter, despite the excess cash.
Title: Re: No Cramdown Bill
Post by: guido911 on May 02, 2009, 01:07:53 PM
For shame. You mean people that irresponsibly bought a home they could not afford have to take responsibility? That's not right!!
Title: Re: No Cramdown Bill
Post by: Red Arrow on May 02, 2009, 01:28:58 PM
Quote from: guido911 on May 02, 2009, 01:07:53 PM
For shame. You mean people that irresponsibly bought a home they could not afford have to take responsibility? That's not right!!

Hey! Get with the program.  These people are victims that need help.
Title: Re: No Cramdown Bill
Post by: guido911 on May 02, 2009, 01:48:50 PM
Quote from: Red Arrow on May 02, 2009, 01:28:58 PM
Hey! Get with the program.  These people are victims that need help.

I'm sorry.
Title: Re: No Cramdown Bill
Post by: nathanm on May 02, 2009, 03:32:13 PM
Quote from: guido911 on May 02, 2009, 01:07:53 PM
For shame. You mean people that irresponsibly bought a home they could not afford have to take responsibility? That's not right!!
That's not the majority of the issue and you know it.