How to Protect Yourself From Obamacare

[Townsend]

You really need to get your glasses checked...even I can see what that really is.

But he was right to point it out in this circumstance.  It resembles a pipe.  It was funny.

Whoever is posting these pics has obviously suffered some sort of brain damage.  Self induced or not.

[heironymouspasparagus]

But he was right to point it out in this circumstance.  It resembles a pipe.  It was funny.

Whoever is posting these pics has obviously suffered some sort of brain damage.  Self induced or not.

True.  Common cause between right and left - brain damage!

[erfalf]

The Emerging Obamacare Truth Is Disarray
By Scott Gottlieb
A remarkable truth about Obamacare is how many aspects of its initial programs and initiatives are already in disarray.

The Obama team is woefully behind its own schedule for implementing features of the legislation. The critical regulations outlining what the Obamacare insurance benefit will look like was supposed to be out more than six months ago. Now it looks like this regulation won't be dropped until after the election. This is just one key aspect of the program that is way behind the administration's own timeline.


These facts alone should give proponents of the law pause. But the early experience with the elements of Obamacare that have already kicked in is downright dismal.

The core of Obamacare doesn't get started until 2014, when state-based exchanges are supposed to be formed as places for consumers to buy the legislation's tightly regulated, subsidized coverage. But early features of Obamacare are already failing.

· The temporary "high risk" pools that Obamacare created, to provide a way for those with pre-existing health conditions to get insurance immediately, are undersubscribed yet way over budget. The Congressional Budget Office estimated that the $5 billion allocated to these pools could enroll 200,000 consumers. They envisioned enrollment growing to more than 400,000. But only 77,877 have signed up as of July, yet the program is way over its budget. More than a quarter of these state-based risk pools are short on cash.

· The CLASS Act, which was supposed to provide consumers government-financed long-term care insurance has been abandoned, blowing an $86 billion dollar hole in Obamacare's cost estimates. The CLASS Act was never financially viable. Its costs would have outstripped revenue as soon as it was in full operation. But since it took in money five years before it started to pay out benefits, budget gimmickry let Mr. Obama capture that revenue and use it to finance Obamacare. In abandoning the measure, the President's own health secretary called the scheme "unsustainable."

· The crown jewel of Obamacare's effort to contain healthcare costs, the creation of Accountable Care Organizations, is so unwieldy that major provider groups have said they won't participate. The idea is to consolidate doctors, turning them into employees of large systems, and then pay these systems lump sums of money to take care of groups of patients. A letter from 10 major medical groups that previously ran similar programs said, "it would be difficult, if not impossible" to accept the financial design created by Obamacare. In another rebuke, an umbrella group representing premier medical organizations said 90 percent of its members wouldn't partake.

· New regulations Obamacare puts on insurers have been so unworkable that the Obama team has had to dole out 1,231 waivers. These exemptions are granted when the Obamacare rules are projected to raise healthcare premiums more than 10 percent, or create a "significant decrease in access to healthcare benefits." These waivers haven't been doled out consistently. Entities winning the preferences are over-represented by plans offered by unionized businesses and other administration allies.

· Obamacare can't even settle on an affordable definition to the term "affordable" -- creating the prospect that millions of middle class families will get priced out of coverage. According to a recent editorial in the New York Times, "the people left in the lurch would be those who had lower incomes but were not poor enough to qualify for Medicaid." Because of the way Obamacare defines what's "affordable" to these families, many working-class people would be unable to afford family coverage offered by their employers, and yet they would not qualify for subsidies provided by the law.

Probably out of recognition of this poor track record, the President points largely to the insurance reforms he passed when he is stumping for Obamacare. The story isn't much better here. Some of these new rules cost insurers money, such as regulations ending lifetime limits on medical claims. Others, such as enabling young adults to remain on their parents' policies, can be downright lucrative. But these popular changes, which Mr. Obama touts as a success, have also been badly implemented.

We're in a terrible economic climate, where medical utilization trends are way down. The cost of healthcare coverage should be falling as well. But premiums have risen far faster than overall inflation or GDP growth since Obamacare's passage. The regulations kicked in with no offsetting incentives to get people into the insurance pool to help absorb the costs. If the President wants to take credit for these costly insurance market reforms, he also has to accept blame for the rising costs.

So what's left for the President to tout?

Not much. Obamacare isn't even in full swing, and at every turn, the program is crumbling. The President's team is banking on a second term to try and right all of its fiascos but there's an emerging truth that the scheme is simply unworkable.

[Townsend]

The Emerging Obamacare Truth Is Disarray
By Scott Gottlieb
A remarkable truth about Obamacare is how many aspects of its initial programs and initiatives are already in disarray.

Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously.

[erfalf]

Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously.

Because he is reciting that ultra right-wing source the CBO and The New York Times?  

[Conan71]

Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously.

What's your point?  If Gottlieb is using actual stats and facts, Obamacare is doing exactly as depicted by it's detractors prior to it's passage.  The whole premise of it lowering costs defies logic.  There's no wonder it's running behind on certain points of implementation.  Welcome to the next Department of Homeland Security/TSA.

[Townsend]

What's your point?  If Gottlieb is using actual stats and facts, Obamacare is doing exactly as depicted by it's detractors prior to it's passage.  The whole premise of it lowering costs defies logic.  There's no wonder it's running behind on certain points of implementation.  Welcome to the next Department of Homeland Security/TSA.

No cited link breeds mistrust.

Once you Google to find out who he is you find what I found.  He thinks everything having to do with the present government is out to destroy something else or is destroying something.

I didn't say it was wrong.  I said "Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously."

[erfalf]

No cited link breeds mistrust.

Once you Google to find out who he is you find what I found.  He thinks everything having to do with the present government is out to destroy something else or is destroying something.

I didn't say it was wrong.  I said "Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously."

Would it be better if everyone agreed lockstep with what the government did?

[Townsend]

Would it be better if everyone agreed lockstep with what the government did?

About as good as hiding behind a door and stabbing at it with a grilling fork.

[Conan71]

No cited link breeds mistrust.

Once you Google to find out who he is you find what I found.  He thinks everything having to do with the present government is out to destroy something else or is destroying something.

I didn't say it was wrong.  I said "Google Gottlieb.  Then ask yourself why someone wouldn't take your post seriously."

It does raise a red flag since the Scott Gottlieb I Googled was a drummer and died of leukemia a few years back.  Kind of eerie he's writing from beyond the grave.

Where's your linky to support your accusations on Gottlieb anyhow?  Don't ridicule others for not posting links then do the same thing yourself. 

[erfalf]

"He could have just looked it up in a few seconds on Google"  

Look how effective the strategy is, we aren't even talking about the article anymore. It's brilliant.

[Townsend]

It does raise a red flag since the Scott Gottlieb I Googled was a drummer and died of leukemia a few years back.  Kind of eerie he's writing from beyond the grave.

Where's your linky to support your accusations on Gottlieb anyhow?  Don't ridicule others for not posting links then do the same thing yourself.  

Scott Gottlieb WSJ:  1st eight on 1st page.

No ridicule.  I'm not that mean.  It only takes a minute to make sure you're not posting from a far leaning source, one way or the other.

edit - MAW:

http://online.wsj.com/article/SB10001424052970204795304577220950656734864.html

http://online.wsj.com/article/SB10000872396390444405804577558992030043820.html

http://online.wsj.com/article/SB10001424052970203716204577015702644712634.html

http://online.wsj.com/article/SB10001424052970204831304576597200095602270.html

http://online.wsj.com/article/SB10001424052748704758904576188280858303612.html

[Townsend]

"He could have just looked it up in a few seconds on Google"  

Look how effective the strategy is, we aren't even talking about the article anymore. It's brilliant.

Sparkly objects.

[Hoss]

Sparkly objects.

Squirrel!

[Townsend]

Squirrel!

Dammit...forgot my pop culture